Workers' Compensation
California law provides workers’ compensation benefits for injured workers. If you were injured or became ill while performing the duties of your job, you are probably covered by workers’ compensation and are entitled to receive certain benefits. You can file a workers’ compensation claim in California if you are injured while working or otherwise because of your work. Specifically, an injured employee or the employee’s attorney need to show that the injury arose out of or in the course of employment. Additionally, to be entitled to workers’ compensation benefits, an injured individual must show that he or she is an actual employee of the business and not merely an independent contractor.
In many cases, workers’ compensation claims are handled fairly and expeditiously by employers and their insurance companies, and injured workers receive the benefits they are owed. Unfortunately, in other situations, employers or insurance companies may unfairly deny claims, refuse to file or process valid claims, or otherwise obstruct the process. California workers’ compensation attorneys help injured workers and their loved ones obtain the compensation the law says they are entitled to receive.
If for some reason you are not legally entitled to the workers’ compensation, you will still have another option of suing your employer and other liable parties in civil court for your personal injuries. That’s why it would be wise to quickly determine whether you need to hire a workers’ compensation or a personal injury attorney, or both.
Understanding CA Workers’ Compensation Benefits
All employers in the state of California are required to participate in the workers’ compensation program, which was designed to protect workers from the financial consequences of becoming injured on the job.
In general, workers’ compensation provides payment for your reasonable medical care, including medical visits, prescription medications, rehabilitation, job displacement and training benefits, and certain other expenses related to your injury or illness. Workers’ comp also pays lost wages to injured workers and death benefits to the dependents of workers killed due to workplace accidents or hazardous conditions.
Workers’ compensation injuries can be one-time events, such as injuries sustained in a slip-and-fall accident or an incident involving workplace machinery. Work-related injuries can also be cumulative or repetitive use injuries sustained over a period of weeks, months, or years of moving your body in the same way. Neck and back injuries, carpal tunnel injuries, and illnesses related to exposure to asbestos, mold, or toxic substances are all examples of repetitive use injuries.
Lost wages due to workplace injuries may fall under one of two categories: “Temporary Disability Benefits” or “Permanent Disability Benefits.”
Temporary Disability (TD)
This benefit pays two-thirds of your pre-tax wages while you recover from a work-related injury, up to a predefined maximum weekly amount. TD is payable until you return to work, until a doctor releases you to return to work, or until the doctor believes you have reached the maximum level of improvement under the circumstances.
Permanent Disability (PD)
If your work-related injury or illness results in a lasting disability that impacts your ability to work, you can receive PD benefits. The amount you are entitled to receive is calculated by a formula that takes into account your age, occupation, and future earnings capacity.
In addition, you can receive various types of treatment for your work-related injuries, and other benefits such as Employment Development Department (EDD) benefits, supplemental job displacement benefits, and others, depending on the circumstances of your matter.
What Can a Workers’ Compensation Attorney Do?
Workers who suffer a one-time accident or develop an injury over time from repetitive tasks often face uncertainty about their rights and the remedies available to them. A work-related injury may entitle an employee to workers’ compensation benefits, but determining whether a claim is compensable and what benefits should be provided is not always straightforward. Questions may arise about whether an injury truly arose out of employment, whether the benefits were calculated correctly, or whether certain medical treatments should be approved.
Disputes are not uncommon. A claim may be denied entirely, benefits may be reduced or discontinued, or medical care recommended by a physician may be rejected by the insurance carrier. In other situations, an employer or insurer may challenge the extent of the injury, particularly when the condition developed gradually through repetitive use rather than through a single accident. Therefore, it is always crucial to consult with a workers’ compensation attorney, who can answer all the above-mentioned questions and more – given your particular legal situation.
At times, a work-related injury may also involve issues outside the workers’ compensation system. For example, if a third party—such as a negligent driver, equipment manufacturer, or property owner—contributed to the injury, additional legal claims may arise. These matters can involve areas of law that intersect with workers’ compensation but operate under different rules and procedures.
Because these systems operate under different statutes, regulations, and procedures, navigating them can be complicated. Workers’ compensation, personal injury, and employment law each have their own requirements and limitations, and understanding how they interact is often essential when evaluating a work-related injury and the rights that may follow.
In either case, don’t be intimidated to start a claim against your employer if you were in fact injured because of your employment. Remember, California law protects employees who report work-related injuries or file workers’ compensation claims. Employers are prohibited from retaliating against workers for asserting their rights, and actions such as termination, demotion, or other adverse treatment may raise separate legal concerns. In either case, it’s always helpful to consult with an experienced attorney or two, depending on your specific legal needs.